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Let Monies help you find a payday advance NZ

We will match you with a loan program that meet your financial need.

Representative example: APR 407.39% if borrowed $ 1000 for 62 days, interest $ 692. Total amount repayable $ 1692. Interest rates: Maximum nominal APR of $ 1000: 407.39%

Rates from 278% to 1576% (3 – 12 month repayment)

How does it work?

We have a fast and easy application process.


Choose Loan Amount

Apply through our website and select the amount of money you require.


Apply Online

After you click submit you will receive a quick decision on approval.


Get Your Cash

If approved money will be forwarded to your bank account!

Why People Choose Monies

We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.

Dedicated Specialists

We have an experienced team ready to help you every step of the way.

No front Appraisal Fees!

We charge no processing or broker fee for submitting you’re application.

Success Stories Rating

We have a long list of testimonials from previous happy customers.


Learn Help & Guide

Our mission is to deliver reliable, latest news and opinions. is a credit broker and not a direct lender.
We do not charge any fees.

Monies does not charge any fees. If you are contacted by anyone saying they are calling from Monies requesting you make them a payment, report it to the police immediately. We will never contact you asking for a payment. 
Warning: Late repayment can cause you serious money problems. For Help and Advice with money trouble, visit
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What is a Payday Advance?

They are an amount that someone borrows for a short term (until they receive their next paycheck, hence the term “pay day loan”). There are advantages and disadvantages to using them, which depends on your circumstances. They are a great idea for addressing short term financial crisis when you need cash but are unable to get it through conventional bank loans. They are a poor solution for long term borrowing, as the costs associated with this type of borrowing are extensive.

Instant Cash Loans From Monies

If you need to borrow money quickly in order to deal with a financial situation that demands attention, payday lenders can help you when there is nowhere else to turn. Banks typically do not process loans very quickly. Some people are fortunate enough to have friends and family they can rely on when in a tight financial situation. If you aren’t able to rely on these methods to quickly get cash, a payday lender can be exactly what you need to address your crisis.

What Are Instant Loans?

Instant loans are where a lender makes a fast decision on whether to lend you money. The lender will process your loan quickly in this situation. Depending on the lender, your loan could be processed within minutes and forwarded to your bank account.

Pay Day Loans NZ From Monies

If you live in NZ and are in a temporarily bad financial situation, whether a medical emergency has arisen or you have critical house repairs, a payday advance can help you make ends meet until your next paycheck. Doing so can actually help you save money if you would otherwise have an overdraft fee from your bank. Following are example figures that you may qualify for.

Payday Advance NZ Instant Loan Amount
Payday Loans Fast Cash Guarantee $100
Online Loans NZ Easy Pay Day Loans $200
Instant Loans NZ Unsecured Instant Loans $300
Short Term Loans NZ No Guarantor Unsecured Loans $400
Small Loans NZ Personal Loans NZ $500
Online Pay Day Advance NZ Quick Payday Loans $600
Online Payday Loan Pay Day Loans NZ $700
Easy Payday Loans NZ Payday Loans $800

Personal Loans Online

It is more convenient to get a payday advance online than to travel to a brick and mortar shop. It allows you to have money wired directly to your bank account. This saves time and travel expenses, so that you don’t have to make a trip in order to borrow money. You also receive a wider selection of offers, allowing you to pick the best APR loans available instead of taking the only deal your local money shop has to offer.

Following is a list of our top content in regards to getting a loan from direct lender. If you haven’t made a decision yet whether to use our service, perhaps the following articles will give you the information you need.

Personal Loans for Bad Credit

Do you urgently need to borrow money, but believe your credit history would prevent you from borrowing money? You can apply for a bad credit payday loan today. Instead of focusing on your prior credit history, the fact that you are employed and other measurements as to whether you can repay your loan are looked at. Apply for a bad credit loan today. Read more.

Are There No Credit Check Direct Lenders?

Companies must perform a credit check before they lend to you, as dictated by law. However, you can certainly find a company that will put less emphasis on this credit check as they decide to lend. If you want a “no credit check lender”, you will find we put a larger emphasis on how steady your employment is. Read more.

New Loan Lenders

If you would like a new loan, click the apply button today. A new loan lender will make a decision on your application. We will be happy to help you source your next loan online. The application process is easy. Read More.

Loans for Beneficiaries NZ

Do you receive a fixed sum of money regularly as a beneficiary, from a trust, will or life insurance policy? This should not prevent you from applying for a payday loan. Submit your application by clicking the “apply” button above, or read for more information. Read More.

What Are Beneficiary Loans for Bad Credit NZ?

If you would like a beneficiary loan and have bad credit, you may still qualify to receive a personal loan. Many people believe their credit is worse than it actually is. If you are receiving structured payments from a trust, will, or life insurance, click the apply button above and submit your application. It is completely free to apply. Read More.

Cheap Payday Lender

Compare our APR interest with other competition. By comparing competitors, you are able to get the cheapest deal on a pay day loan. If you like our deal the best, apply for a short term loan today. Read more.

What Are Guaranteed Payday Lenders?

It is impossible that any company would guarantee loans to every applicant. Certainly, you can imagine scenarios where denying an application is the only logical choice. Compare the offerings of several lenders in order to find the best deal. Apply for a payday loan by clicking apply above, we cannot guarantee you will qualify, however, it is free to apply. Read more.

Small Loans NZ

What is a small loan? This is when someone wants to borrow money, yet the amount is smaller and can typically be paid back upon their next paycheck. Usually small loans NZ consist of one or a few instalments. Regardless of the type you need, we can likely help you borrow money if you have steady employment. Read more.

Quick Loans

Are you in an incredible rush to get your loan? If so, you need an instant loan. Learn more about same day pay day loans here. We endeavor to get your loan to you within 24 hours, sometimes the same day, of when your application is accepted. Find out more at the following link. Read more.